:root{--ink:#101e2d;--navy:#06182f;--blue:#14354b;--ocean:#2589c7;--paper:#f5f6f4;--muted:#56616a;--line:#d9dedf}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--paper);color:var(--ink);font-family:Arial,Helvetica,sans-serif;font-size:16px;line-height:1.65}a{color:inherit;text-decoration:none}img{max-width:100%;display:block}button,input,select,textarea{font:inherit}button,a,input,select,textarea{outline-offset:5px}a:focus-visible,button:focus-visible{outline:2px solid var(--ocean)}.skip{position:absolute;left:20px;top:-80px;background:white;padding:12px;z-index:99}.skip:focus{top:12px}.wrap{width:min(1240px,calc(100% - 96px));margin:auto}.header{background:var(--navy);color:white;border-bottom:1px solid #ffffff20}.nav{display:flex;align-items:center;justify-content:space-between;gap:32px;min-height:96px}.brand{font-family:Georgia,serif;font-size:25px;line-height:1.15;letter-spacing:-.6px}.brand small{display:block;font-family:Arial,sans-serif;font-size:10px;letter-spacing:2.5px;text-transform:uppercase;margin-top:9px;color:#c4ced6}.links{display:flex;align-items:center;gap:25px}.links a{font-size:13px}.links a:hover,.links a[aria-current=page]{color:var(--ocean)}.links .nav-cta{border:1px solid #2589c7;padding:10px 16px}.menu{display:none;background:transparent;color:white;border:1px solid #73818d;padding:7px 12px}.hero{background:var(--navy);color:white;position:relative;overflow:hidden}.hero-grid{display:grid;grid-template-columns:1.13fr 1fr;min-height:660px;align-items:center;gap:50px}.hero-copy{padding:70px 0 90px;position:relative;z-index:1}.eyebrow{font-size:12px;letter-spacing:2.8px;text-transform:uppercase;font-weight:600;color:#2589c7;margin:0 0 23px}.hero .eyebrow,.dark .eyebrow{color:#2589c7}h1,h2,h3,p{margin-top:0}h1,h2,h3{font-weight:400;line-height:1.1}h1,h2{font-family:Georgia,'Times New 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#2589c7;padding-bottom:5px;display:inline-block}.portrait{align-self:stretch;position:relative;min-height:560px}.portrait img{width:100%;height:100%;object-fit:cover;object-position:52% center;position:absolute}.portrait:after{content:'';position:absolute;inset:0;background:linear-gradient(90deg,var(--navy),transparent 25%),linear-gradient(0deg,var(--navy),transparent 25%)}.portrait-label{position:absolute;bottom:46px;right:24px;z-index:1;border-left:2px solid var(--ocean);padding-left:20px;color:#e8edf0;font-size:12px;letter-spacing:2px;text-transform:uppercase}.credibility{background:white;border-bottom:1px solid var(--line);padding:32px 0}.credibility .eyebrow{text-align:center;font-size:10px;color:var(--muted);margin-bottom:20px}.wordmarks{display:flex;justify-content:space-around;align-items:center;gap:30px;flex-wrap:wrap;color:#42515c;font-family:Georgia,serif;font-size:23px}.section{padding:100px 0}.split{display:grid;grid-template-columns:1fr 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var(--line);padding-top:25px}.media-item h3{font-size:25px;margin-top:24px}.media-item p{color:var(--muted);font-size:15px}.form{background:white;padding:40px;border:1px solid var(--line)}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:22px}.field{display:flex;flex-direction:column;gap:7px}.field.full{grid-column:1/-1}.field label{font-size:14px;font-weight:600}.field input,.field select,.field textarea{width:100%;min-width:0;background:#fafbf9;color:var(--ink);padding:12px 13px;border:1px solid #b6c0c5;border-radius:0}.field textarea{resize:vertical;min-height:140px}.form-note{font-size:14px;background:#f0ede6;border-left:3px solid #2589c7;padding:16px;color:#505850}.form-result{margin-top:20px;font-size:14px}.form-result pre{white-space:pre-wrap;overflow-wrap:anywhere;background:#f4f6f6;padding:20px;font-family:inherit}.plain-list{list-style:none;padding:0}.plain-list li{padding:14px 0;border-bottom:1px solid var(--line)}.academic{display:flex;flex-wrap:wrap;gap:12px 30px;color:var(--muted)}.intro-name{font-family:Georgia,serif;font-size:28px;color:#2589c7;margin:0 0 17px}.pending-note{color:var(--muted);font-size:14px}.inline-photo{width:100%;aspect-ratio:1.14;object-fit:cover}.org-image{width:100%;margin-top:36px}.nav-page-list{display:flex;flex-wrap:wrap;gap:12px 25px;margin-top:35px}.nav-page-list a{font-size:14px;border-bottom:1px solid #7c8c96}.overview{padding-bottom:50px}.form-result[hidden]{display:none}@media(min-width:1500px){.hero-grid{min-height:740px}}@media(max-width:1100px){.wrap{width:calc(100% - 56px)}.links{gap:15px}.links a{font-size:12px}.hero-grid{gap:15px}.split{gap:45px}.hero h1{font-size:53px}.hero-grid{min-height:600px}.program{grid-template-columns:45px 1fr 1fr;gap:25px}}@media(max-width:800px){.wrap{width:calc(100% - 40px)}.nav{min-height:80px}.brand{font-size:23px}.menu{display:block}.links{display:none;position:absolute;z-index:20;top:80px;left:0;right:0;background:var(--navy);padding:25px;flex-direction:column;align-items:stretch;border-bottom:1px solid #617182}.links.open{display:flex}.links a{font-size:16px;padding:8px}.hero-grid{grid-template-columns:1fr;gap:0}.hero-copy{padding:55px 0 25px}.hero h1{font-size:49px;max-width:620px}.hero .lead{font-size:17px}.portrait{min-height:440px;margin:0 -20px}.portrait img{object-position:50% 30%}.portrait:after{background:linear-gradient(180deg,var(--navy),transparent 22%),linear-gradient(0deg,var(--navy),transparent 18%)}.portrait-label{bottom:24px}.section{padding:65px 0}.split{grid-template-columns:1fr;gap:35px}.section-head{display:block}.section-head .text-link{margin-top:20px}.cards{gap:16px}.card{padding:26px}.card h3{font-size:26px}.stats{gap:20px}.stat strong{font-size:39px}.cta .wrap{align-items:start;flex-direction:column}.footer-top{flex-direction:column}.page-head{padding:55px 0}.program{grid-template-columns:35px 1fr;gap:20px;padding:45px 0}.program .program-details{grid-column:2}.program h2{font-size:34px}.media-grid{grid-template-columns:1fr}.form{padding:24px}.resource{align-items:start}.resource .badge{white-space:normal;text-align:center}.about-photo{max-height:560px;object-position:center 30%}.footer-bottom{flex-direction:column;gap:6px}.wordmarks{gap:20px;font-size:21px}}@media(max-width:480px){h1,.hero h1{font-size:43px;letter-spacing:-1.2px}h2{font-size:34px;letter-spacing:-1px}.cards{grid-template-columns:1fr}.actions{flex-direction:column;align-items:stretch}.actions .btn{width:100%}.stats{grid-template-columns:1fr;gap:23px}.stat{display:flex;align-items:center;gap:20px}.stat strong{min-width:90px;margin:0}.stat span{max-width:200px}.form-grid{grid-template-columns:1fr}.field.full{grid-column:auto}.resource{flex-direction:column}.section-head{margin-bottom:30px}.hero-copy{padding-top:40px}.portrait{min-height:380px}.program{grid-template-columns:1fr}.program .program-details{grid-column:1}.program .index{font-size:25px}.bio{padding:25px}.cta{padding:55px 0}.footer-links{gap:15px 22px}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}

.testimonials{scroll-margin-top:110px}.testimonial-documents{display:grid;gap:40px;margin-top:40px}.testimonial-document{margin:0;background:white;border:1px solid #dce0e5}.testimonial-document img{display:block;width:100%;height:auto}.testimonial-document figcaption{display:flex;justify-content:space-between;align-items:center;gap:20px;padding:20px 24px;border-top:1px solid #dce0e5;font-size:14px}.testimonials .wrap{max-width:1200px}@media(max-width:600px){.testimonial-document figcaption{padding:16px;flex-wrap:wrap}}

/* Hero follow-through: restrained motion in Miguel's navy and ocean-blue palette. */
.motion-strip{background:var(--navy);color:#f5f6f4;padding:30px 0 34px;overflow:hidden;border-top:1px solid #ffffff12;border-bottom:1px solid #ffffff18}.motion-inner{position:relative}.motion-strip .eyebrow{color:#2589c7;font-size:10px;margin-bottom:18px}.motion-sequence{position:relative;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:32px}.motion-sequence:before{content:"";position:absolute;left:17px;right:17px;top:17px;height:1px;background:#ffffff38}.motion-sequence:after{content:"";position:absolute;left:0;top:15px;width:58px;height:4px;border-radius:99px;background:var(--ocean);box-shadow:0 0 15px #2589c788;animation:leadership-sweep 8s ease-in-out infinite}.motion-step{position:relative;padding-top:43px}.motion-index{position:absolute;z-index:1;top:0;left:0;width:35px;height:35px;display:grid;place-items:center;border:1px solid var(--ocean);border-radius:50%;background:var(--navy);color:#2589c7;font-size:10px;letter-spacing:1px;animation:leadership-pulse 8s ease-in-out infinite}.motion-step:nth-child(2) .motion-index{animation-delay:2.4s}.motion-step:nth-child(3) .motion-index{animation-delay:4.8s}.motion-step h2{font-size:23px;letter-spacing:-.4px;margin:0 0 5px;color:#fff}.motion-step p{font-size:13px;line-height:1.5;margin:0;color:#c3ced7}.motion-step:hover .motion-index{background:var(--ocean);color:var(--navy);transition:background .25s ease,color .25s ease}@keyframes leadership-sweep{0%,9%{left:0;opacity:.45}38%,53%{left:calc(50% - 29px);opacity:1}88%,100%{left:calc(100% - 58px);opacity:.45}}@keyframes leadership-pulse{0%,8%,100%{box-shadow:0 0 0 0 #2589c700}20%,28%{box-shadow:0 0 0 7px #2589c725}}@media(max-width:800px){.motion-strip{padding:25px 0 28px}.motion-sequence{gap:17px}.motion-step h2{font-size:20px}.motion-step p{font-size:12px}}@media(max-width:560px){.motion-sequence{grid-template-columns:1fr;gap:15px}.motion-sequence:before{left:17px;right:auto;top:17px;bottom:17px;width:1px;height:auto}.motion-sequence:after{left:15px;top:0;width:4px;height:35px;animation:leadership-sweep-vertical 8s ease-in-out infinite}.motion-step{min-height:48px;padding:4px 0 0 49px}.motion-index{left:0}.motion-step h2{margin-bottom:3px}}@keyframes leadership-sweep-vertical{0%,9%{top:0;opacity:.45}38%,53%{top:calc(50% - 18px);opacity:1}88%,100%{top:calc(100% - 35px);opacity:.45}}@media(prefers-reduced-motion:reduce){.motion-sequence:after,.motion-index{animation:none}.motion-sequence:after{left:calc(50% - 29px);opacity:.75}.motion-index{box-shadow:none}}
.wordmarks{gap:clamp(22px,4vw,56px)}.wordmarks img{display:block;height:88px;width:auto;max-width:22%;object-fit:contain;mix-blend-mode:multiply}.wordmarks .logo-pan-american{max-width:225px}.wordmarks .logo-ace{max-width:78px}.wordmarks .logo-cigna{max-width:82px}.wordmarks .logo-chubb{max-width:165px}.wordmarks .logo-televisa{max-width:150px}@media(max-width:800px){.wordmarks img{max-width:27%;height:76px}.wordmarks .logo-pan-american{max-width:200px}.wordmarks .logo-chubb{max-width:145px}}@media(max-width:480px){.wordmarks{gap:16px 28px;justify-content:center}.wordmarks img{max-width:40%;height:70px}.wordmarks .logo-pan-american{max-width:190px}.wordmarks .logo-chubb{max-width:140px}}

.testimonial-gallery{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:20px;margin-top:46px}
.testimonial-person{display:flex;width:100%;height:100%;min-height:260px;flex-direction:column;text-align:left;padding:12px;background:#fff;border:1px solid var(--line);color:var(--ink);cursor:pointer;transition:transform .22s ease,border-color .22s ease,box-shadow .22s ease}
.testimonial-person:hover{transform:translateY(-5px);border-color:#2589c7;box-shadow:0 16px 36px #06182f18}
.testimonial-person img{width:100%;aspect-ratio:4/4.6;object-fit:cover;background:#e8eef1}
.testimonial-person strong{display:block;margin:14px 2px 3px;font:600 17px/1.3 Georgia,'Times New Roman',serif}
.testimonial-person span{display:block;margin:0 2px 5px;color:#627383;font-size:12px;line-height:1.4}
.testimonial-dialog{width:min(1120px,calc(100% - 28px));max-width:1120px;max-height:calc(100% - 28px);padding:24px;border:1px solid #2589c7;background:#f8fbfd;color:#101e2d;box-shadow:0 28px 100px #00132780}
.testimonial-dialog::backdrop{background:#03172bd9;backdrop-filter:blur(5px)}
.testimonial-dialog-head{display:flex;align-items:flex-start;justify-content:space-between;gap:22px;margin-bottom:16px}
.testimonial-dialog-head h2{margin:0 0 6px;font-size:clamp(25px,4vw,38px)}
.testimonial-dialog-head p{margin:0;color:#607284;font-size:13px}
.testimonial-close{flex:none;min-width:42px;height:42px;border:1px solid #2589c7;background:#fff;color:#14354b;cursor:pointer}
.testimonial-original{display:block;width:100%;max-height:calc(100vh - 180px);object-fit:contain;object-position:center top;background:#fff}
.testimonial-dialog-note{margin:12px 0 0;color:#607284;font-size:12px}
@media(max-width:900px){.testimonial-gallery{grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}.testimonial-person{min-height:240px}}
@media(max-width:620px){.testimonial-gallery{grid-template-columns:repeat(2,minmax(0,1fr));gap:12px;margin-top:30px}.testimonial-person{min-height:220px;padding:8px}.testimonial-person strong{font-size:15px;margin-top:10px}.testimonial-dialog{padding:15px}.testimonial-original{max-height:calc(100vh - 160px)}}
@media(prefers-reduced-motion:reduce){.testimonial-person{transition:none}}

/* Keep every navigation option visible on phone screens without a menu toggle. */
@media(max-width:800px){
  .header{position:sticky;top:0;z-index:1001}
  .nav{min-height:0;flex-wrap:wrap;gap:8px 12px;padding-top:10px;padding-bottom:10px}
  .brand{flex:1 1 100%;text-align:center}
  .links{display:grid;position:static;flex:1 1 100%;width:100%;max-height:none;overflow:visible;grid-template-columns:repeat(3,minmax(0,1fr));gap:4px 5px;padding:6px 0 0;align-items:stretch;justify-content:initial;background:transparent;border:0;box-shadow:none}
  .links a{display:flex;align-items:center;justify-content:center;min-height:34px;width:auto;padding:4px 2px;text-align:center;font-size:11px;line-height:1.15;border:1px solid #ffffff25}
  .links .nav-cta{grid-column:1/-1;min-height:32px;margin:0;border:1px solid var(--ocean)}
}
.bio-actions{display:flex;gap:14px;flex-wrap:wrap;margin:24px 0}.bio-panel{background:#fff;border:1px solid var(--line);padding:28px;margin:18px 0;color:var(--ink)}.bio-panel[hidden]{display:none}

@media(max-width:800px){.hero-grid>.portrait{order:-1}}